Financial Tools for Tax, Investment & Financial Planning
Smart calculators and planning tools to help you make better financial decisions, every day.
Explore All Financial Tools
🏛️ Official Government Resources
Access official Government of India portals directly for calculations, e-filings, policy verifications, and compliance resources.
🧾 Income Tax Calculator
Calculate your income tax liability and compare Old vs New Slabs. Dynamic adjustments apply immediately!
⚡ Select Tax Regime
Compare tax liabilities under both regimes instantly
📋 Your Details
🗓️ Income & Deduction Details
Deductions & Exemptions
📊 Tax Breakdown Chart
📈 Your Tax Summary
📋 Active Slabs Schedule
| Income Bracket | Rate | Calculated Tax |
|---|
⚖️ Regime Comparison (Old vs New)
| Component | Old Regime | New Regime |
|---|---|---|
| Gross Total Income | ₹0 | ₹0 |
| Total Deductions | ₹0 | ₹0 |
| Net Taxable Income | ₹0 | ₹0 |
| Total Tax Payable | ₹0 | ₹0 |
⚙️ Actions
🏠 Home Loan EMI Calculator
Plan your home financing repayments, interest slabs, and total maturity costs.
🗓️ Loan Parameters
💸 Prepayment Transactions
📊 Principal vs Interest
📈 Repayment Summary
⚙️ Actions
📊 Yearly Amortization Schedule
| Year | Opening Balance | EMI Payments | Principal Component | Interest Component | Closing Balance |
|---|
💰 PPF Calculator
Model maturity returns on the government-backed Public Provident Fund (PPF).
💰 Deposit Details
📈 Annual Step-Up Option (Optional)
📊 Wealth Growth Chart
📈 PPF Maturity Summary
⚙️ Actions
📊 Yearly Contribution & Interest Schedule
| Year | Interest Rate | Opening Balance | Deposits Made | Interest Earned | Closing Balance |
|---|
🎓 Retirement Planner
Plan your savings to secure a strong retirement corpus and steady monthly pension.
⏱️ Age & Savings Parameters
📈 Annual Step-Up Option (Optional)
📊 Wealth Growth Timeline
📈 Retirement Outcomes
⚙️ Actions
📊 Year-by-Year Cashflow Timeline
| Timeline | Opening Balance | Annual Flow (In/Out) | Interest Growth | Closing Balance |
|---|
💰 Fixed Deposit (FD) Calculator
Calculate the maturity value and interest returns on your bank Fixed Deposits.
💰 FD Investment
📊 Deposit Breakdown
📈 FD Maturity Summary
⚙️ Actions
📊 Fixed Deposit Growth Timeline
| Year | Opening Principal | Interest Gained | Closing Maturity Balance |
|---|
📈 Recurring Deposit (RD) Calculator
Calculate accumulated savings and compounding interest on monthly Recurring Deposits.
💰 RD Investment
📈 Annual Step-Up Option (Optional)
📊 Wealth Growth Breakdown
📈 RD Maturity Summary
⚙️ Actions
📊 Recurring Deposit Amortization Schedule
| Year | Opening Balance | Annual Deposits | Interest Compounded | Closing Maturity |
|---|
📈 SIP Calculator
Plan your mutual fund SIP investments and forecast wealth accumulated over years.
📊 SIP Investment
📈 Annual Step-Up Option (Optional)
📊 Wealth Growth Breakdown
📈 SIP Maturity Summary
⚙️ Actions
📊 SIP Investment Projection Schedule
| Year | Opening Balance | Annual SIP Deposits | Wealth Accrued | Accumulated Wealth |
|---|
📈 Capital Gains Calculator
Calculate Short-Term (STCG) & Long-Term (LTCG) tax liability on Equity Shares, Real Estate Property, and Debt Mutual Funds.
🗓️ Transaction Details
🏠 Real Estate Indexation Settings
📊 Capital Gain Breakdown
📈 Gains Tax Outcomes
⚙️ Actions
📊 Capital Gains Tax Breakdown Details
| Taxation Component Item | Value / Details |
|---|
🎓 Child Education Planning Calculator
Estimate the future cost of college education and determine the monthly SIP required to meet the goal.
📋 Input Parameters
📈 Annual Step-Up Option (Optional)
📊 Plan Summary & Chart
⚙️ Actions
📊 Child Education College Fund Timeline
| Year | Inflation Cost Target | Annual SIP Deposit | Interest Earned | Accrued Education Fund |
|---|
💰 Wealth Creation Calculator
Model compound wealth growth combining initial lumpsum investments and recurring monthly savings.
📋 Investment Inputs
📈 Annual Step-Up Option (Optional)
📊 Wealth Growth Summary
⚙️ Actions
📊 Wealth Growth Compounding Timeline
| Year | Opening Wealth Balance | Annual SIP Additions | Compound Growth Earnings | Accumulated Wealth |
|---|
🎈 Inflation Calculator
Understand the real-time impact of inflation on the purchasing power of your money over years.
📋 Expenses Inputs
📊 Purchasing Power Decay
⚙️ Actions
📊 Inflation Valuation Decay Schedule
| Year | Current Purchasing Power | Future Cost Equivalent | Cumulative Value Decay (%) |
|---|
📈 Real Return Calculator (Inflation & Tax Adjusted)
Calculate the actual purchasing yield of your portfolio after subtracting taxes and inflation loss.
📋 Yield Inputs
📊 Real Yield Breakdown
⚙️ Actions
📊 Real Rate Assessment Breakdown
| Return Assessment Stage | Adjusted Growth Rate | Yield on ₹10 Lakh Capital |
|---|
⏱️ Rule of 72 Calculator (Investment Doubling Time)
Estimate the time required to double your investment capital based on compound interest growth rates.
📋 Growth Inputs
📊 Doubling Forecast
⚙️ Actions
📊 Rule of 72 Doubling Progression
| Year | Opening Capital | Interest Earned | Accumulated Assets |
|---|
📈 CAGR (Compound Annual Growth Rate) Calculator
Determine the smoothed annual growth rate of your investment portfolio over a specified duration.
📋 Portfolio Values
📊 CAGR Growth Analysis
⚙️ Actions
📊 CAGR Compounding Amortization
| Year | Opening Value | Annual Valuation Gain | Closing Capital Valuation |
|---|
📈 XIRR (Extended Internal Rate of Return) Calculator
Calculate compound returns on irregular dates and transaction cash flows using a Newton-Raphson solver.
📋 Cash Flow Ledger
| Date | Amount (₹) (- for investment, + for withdrawal) | Action |
|---|
📊 XIRR Performance Yield
⚙️ Actions
📈 SWP (Systematic Withdrawal Plan) Calculator
Model cash flow withdrawals while your remaining capital continues to grow at compound growth rates.
📋 SWP Inputs
📈 Annual Withdrawal Increase Option (Optional)
📊 SWP Capital Forecast
⚙️ Actions
📊 SWP Drawdown & Depletion Schedule
| Year | Opening Balance | Annual Withdrawals | Accrued Growth Interest | Closing Balance |
|---|
💼 EPF & EPS Planning Suite
Plan your provident fund savings, employer matching splits, and project monthly retirement pensions.
🏦 EPF Parameters
👴 EPS Parameters
📊 Share Breakdown Chart
📈 EPF Maturity Summary
📈 EPS Pension Results
⚙️ Actions
📊 EPF Annual Progression Amortization
| Year | Interest Rate (Yearly) | Basic Salary (Monthly) | Employee Share (12%) | Employer Share (3.67%) | Annual Interest Credited | EPF Closing Balance |
|---|
📊 EPS Pension Calculation reference table
| EPS Calculation Scheme | Pensionable Basic Salary | Pensionable Service Years | Divisor Const | Base Pension Value |
|---|
🚗 Auto Loan Calculator
Calculate EMI, interest payable, and annual amortization schedule for car or two-wheeler auto loans.
🚗 Loan Details
💸 Prepayment Transactions
📊 Auto Loan Breakdown
📈 Repayment Summary
⚙️ Actions
📊 Yearly Auto Loan Amortization Schedule
| Year | Opening Balance | EMI Payments | Principal Component | Interest Component | Closing Balance |
|---|
💰 Personal Loan Calculator
Plan repayments, interest payable, and monthly EMIs for unsecured personal loans.
💰 Loan Details
💸 Prepayment Transactions
📊 Loan Breakdown
📈 Repayment Summary
⚙️ Actions
📊 Yearly Personal Loan Amortization Schedule
| Year | Opening Balance | EMI Payments | Principal Component | Interest Component | Closing Balance |
|---|
🎓 Educational Loan Calculator
Estimate EMIs for student loans including study moratorium period simple interest and capitalizations.
🎓 Education Financing Details
💸 Prepayment Transactions
📊 Loan Breakdown
📈 Repayment Summary
⚙️ Actions
📊 Yearly Student Loan Amortization Schedule
| Period Stage | Opening Balance | Amount Paid | Principal Component | Interest Accrued | Closing Balance |
|---|
🏢 Gratuity Calculator
Calculate statutory gratuity benefits for covered and non-covered services.
🏢 Employment details
📈 Benefit Outcomes
⚙️ Actions
📊 Gratuity Settlement Comparison Schedule
| Gratuity Settlement Scheme | Basic Salary (Monthly) | Years of Service | Formula Base | Total Benefit (Capped at 20L) |
|---|
💳 Debt Payoff Strategy
Accelerate debt freedom by simulating Avalanche vs. Snowball payoff strategy schedules.
⚙️ Payoff Strategy
📋 Active Debts
📊 Debt Payoff Timeline
🛠️ Actions
💬 Share Your Feedback
We value your suggestions to improve our financial tools.
Giving feedback on: General Dashboard
⚙️ Dynamic Tax Rate Administration
Configure standard deductions, rebate provisions, tax brackets, and cess values dynamically. Changes apply instantly, avoiding any need to rewrite calculator code annually!
🛡️ General Provisions & Allowances
💵 Section 87A Rebate Exemptions
📊 New Regime Tax Brackets
| From (₹) | To (₹) | Rate (%) | Action |
|---|
📊 Old Regime Tax Brackets
| From (₹) | To (₹) | Rate (%) | Action |
|---|
Edit Debt / Loan
Important Disclaimer: Calculator results are estimates provided for informational and educational purposes only and do not constitute financial, investment, tax, legal, accounting, or professional advice. Results are based on the information entered and assumptions used by the calculator and may not reflect actual outcomes. Accounting2Tax does not guarantee the accuracy, completeness, or suitability of any calculation or result. Please consult a qualified professional before making financial, investment, tax, retirement, or other financial decisions.
