Terms & Conditions
Last Updated: September 2026
Welcome to Accounting2Tax. By accessing or using Accounting2Tax Financial Tools and related website services, you agree to these Terms & Conditions.
If you do not agree to these Terms in their entirety, you must immediately discontinue use of this website.
1. Platform Nature: Educational and Informational Use
The calculators, planners, estimators, articles, educational content, and other tools available on Accounting2Tax (“Financial Tools”) are provided solely for educational, informational, and illustrative purposes.
The Financial Tools are mathematical simulation engines designed to help users evaluate hypothetical scenarios and understand financial concepts based on assumptions and numerical figures entered by the user.
2. Absolute Non-Advisory Principle: No Professional Advice
Nothing on this website constitutes, or should be construed as:
- Financial advice
- Investment advice
- Tax advice
- Accounting advice
- Insurance advice
- Legal advice
- Retirement planning advice
- Estate planning advice
- Professional advisory services
Users should consult appropriately qualified professionals before making financial, investment, tax, accounting, retirement, insurance, or legal decisions.
No Professional Relationship
Use of this website, its content, Financial Tools, calculators, articles, or informational resources does not create any:
- Accountant-client relationship
- Tax consultant-client relationship
- Financial advisor-client relationship
- Investment advisor-client relationship
- Fiduciary relationship
- Professional engagement
between the user and Accounting2Tax.
Duty to Consult Licensed Professionals
The information provided is generic and may not be applicable to your individual financial position. Users must independently consult qualified, accredited, and licensed professionals (such as Chartered Accountants, SEBI-registered investment advisors, or legal advocates) before making any financial, investment, tax, retirement, commercial, or legal decisions.
3. Service Information & Professional Referrals
Accounting2Tax currently operates primarily as an informational, educational, and financial tools platform.
Information relating to accounting, taxation, financial planning, compliance, and related professional services is provided for general informational purposes and to describe potential areas of expertise and future service offerings.
At present, Accounting2Tax does not directly provide accounting, taxation, audit, legal, investment advisory, or regulated professional services through this website unless explicitly stated otherwise.
Where visitors request assistance relating to accounting, taxation, compliance, or related matters, they may be referred to independent third-party professionals, consultants, firms, or service providers. Any such engagement shall be solely between the visitor and the respective service provider.
Accounting2Tax is not responsible for the services, advice, representations, conduct, quality, or outcomes arising from engagements with third-party professionals or service providers.
4. Calculator Results & Methodologies
Calculator outputs are estimates generated using user-provided information, assumptions, formulas, and methodologies.
Accounting2Tax does not guarantee the:
- Accuracy
- Completeness
- Reliability
- Suitability
- Applicability
of any calculation, estimate, projection, illustrative scenario, educational explanation, or result.
Actual outcomes may differ significantly due to:
- Market conditions
- Interest rate changes
- Tax law changes
- Inflation
- Investment performance
- Economic conditions
- Personal circumstances
- Changes in assumptions
5. Client-Side Processing & Zero Financial Data Policy
All financial calculations and simulations are performed locally within your web browser’s memory. Accounting2Tax does not collect, capture, record, transmit, or retain your private financial inputs (such as salary, loan amounts, asset values, or computed outputs) on our servers or in permanent databases.
Users should never enter sensitive identity credentials, PAN numbers, Aadhaar details, bank account numbers, credit/debit card numbers, or financial passwords into any field on this website.
6. Permitted & Prohibited Use
Permitted Use
Users may:
- Use the Financial Tools for personal purposes.
- Use the Financial Tools for educational purposes.
- Use calculator outputs for informational purposes.
- Share calculator results with others.
Prohibited Use
Users may not:
- Attempt to disrupt website operations.
- Interfere with website security measures.
- Reverse engineer protected systems.
- Abuse APIs, automated systems, or website resources.
- Use the website for unlawful, fraudulent, or harmful activities.
- Copy, reproduce, distribute, modify, or commercially exploit website content, calculators, software, or intellectual property without authorization.
- Use automated web spiders, crawlers, scrapers, or programmatic bots to harvest calculations, articles, or data, or to train machine learning/AI models without prior written consent.
- Frame, iframe-embed, or white-label any calculator or tool on external websites.
7. Intellectual Property
Unless otherwise stated, all website content, calculators, software, designs, branding, logos, graphics, methodologies, documentation, and related intellectual property are owned by Accounting2Tax and are protected by applicable intellectual property laws.
Any unauthorized copying, modification, public display, or commercial distribution of our proprietary calculation engines, algorithms, or visual designs is strictly prohibited.
8. Third-Party Infrastructure, Service Providers, and External Links
Technical Infrastructure Dependencies
The website utilizes trusted third-party services—including cloud hosting providers, Content Delivery Networks (such as Cloudflare), DNS routing, and Google Analytics 4—strictly to deliver reliable, secure, and encrypted web services.
All third-party infrastructure providers operate independently under their own privacy policies and terms of service. Accounting2Tax is not responsible for the policies, practices, availability, performance, or independent data processing of third-party infrastructure services.
External Links and Regulatory Portals
This website may feature informational links to external websites, including official statutory and regulatory portals (e.g., Income Tax Department of India, GST Portal, MCA, RBI, SEBI, EPFO, PFRDA).
- These links are provided solely as a convenience and for informational reference.
- Accounting2Tax does not verify, monitor, approve, or endorse the content, policies, security, or availability of third-party websites.
- Accessing external websites is done entirely at the user’s own risk.
9. Privacy and Cookies
Use of this website is also governed by our:
- [Privacy Policy]
- [Cookie Policy]
- [Disclaimer]
Users are encouraged to review these documents before using the website.
10. Service Availability
Accounting2Tax does not guarantee uninterrupted availability of any calculator, feature, service, article, page, or website functionality.
We reserve the right to modify, suspend, update, replace, or discontinue any part of the website at any time without prior notice.
11. Disclaimer of Warranties
The website, content, and Financial Tools are provided on an “AS IS” and “AS AVAILABLE” basis, without warranties of any kind, either express, implied, or statutory.
To the fullest extent permissible by applicable law, Accounting2Tax disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, title, uptime, error-free operation, and freedom from malicious code or viruses.
We do not guarantee that the Financial Tools will be uninterrupted, error-free, timely, secure, or that any defects will be immediately corrected.
12. Limitation of Liability
To the maximum extent permitted by applicable law, Accounting2Tax shall not be liable for any direct, indirect, incidental, consequential, special, financial, business, or other losses arising from:
- Use of the website
- Use of Financial Tools
- Reliance on calculator outputs
- Reliance on website content
- Service interruptions
- Technical errors
- Inaccurate assumptions or inputs
- Third-party services or providers
- Decisions made based on information obtained from the website
Users assume full responsibility for decisions made based on information obtained from the website.
This limitation applies regardless of whether the alleged liability is based on contract, tort, negligence, strict liability, or any other legal theory, even if Accounting2Tax was advised of the possibility of such damages.
13. User Indemnification
You agree to defend, indemnify, and hold harmless Accounting2Tax, its founders, contributors, and agents from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable legal and attorney fees) arising out of or related to your use of the website, your reliance upon any calculation result or article, your violation of these Terms, or your interactions with any independent third party referred through this platform.
14. Severability and Waiver
- Severability: If any provision of these Terms is found to be unlawful, void, or unenforceable by a court of competent jurisdiction, that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.
- No Waiver: No failure or delay by Accounting2Tax in exercising any legal right or remedy under these Terms shall operate as a waiver of that or any other right.
15. Modifications to Terms
These Terms & Conditions may be updated periodically without prior notice.
Continued use of the website following any updates constitutes acceptance of the revised Terms & Conditions.
16. Governing Law and Exclusive Jurisdiction
These Terms & Conditions shall be governed by and interpreted in accordance with the laws of India. Any disputes arising from the use of this website shall be subject to the exclusive jurisdiction of the competent courts located in Delhi, India.
17. Contact Information
For questions regarding these Terms & Conditions, please use the contact information available on Accounting2Tax.
- Platform: Accounting2Tax
- Legal Contact Email: info@accounting2tax.com
- Jurisdiction: Delhi, India
